{"id":3601,"date":"2022-10-03T15:39:30","date_gmt":"2022-10-03T13:39:30","guid":{"rendered":"https:\/\/www.adeas.org\/?p=3601"},"modified":"2022-10-07T00:10:40","modified_gmt":"2022-10-06T22:10:40","slug":"fiscalite-du-per-col","status":"publish","type":"post","link":"https:\/\/www.adeas.org\/index.php\/en-pratique\/fiscalite-du-per-col\/","title":{"rendered":"Fiscalit\u00e9 du PER COL"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.adeas.org\/wp-content\/uploads\/2022\/10\/14399043775cahq-1024x683.jpg\" alt=\"\" class=\"wp-image-3602\" srcset=\"https:\/\/www.adeas.org\/wp-content\/uploads\/2022\/10\/14399043775cahq-1024x683.jpg 1024w, https:\/\/www.adeas.org\/wp-content\/uploads\/2022\/10\/14399043775cahq-500x333.jpg 500w, https:\/\/www.adeas.org\/wp-content\/uploads\/2022\/10\/14399043775cahq-768x512.jpg 768w, https:\/\/www.adeas.org\/wp-content\/uploads\/2022\/10\/14399043775cahq-1536x1024.jpg 1536w, https:\/\/www.adeas.org\/wp-content\/uploads\/2022\/10\/14399043775cahq-2048x1365.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><em>Photo : <a href=\"https:\/\/morguefile.com\/creative\/svklimkin\">svklimkin<\/a> via <a href=\"https:\/\/morguefile.com\/p\/982522\" data-type=\"URL\" data-id=\"https:\/\/morguefile.com\/p\/982522\">Morgu<\/a><\/em><a href=\"https:\/\/morguefile.com\/p\/982522\" data-type=\"URL\" data-id=\"https:\/\/morguefile.com\/p\/982522\">e<em>file<\/em><\/a><\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Le PERCo d&rsquo;Orange <a href=\"https:\/\/www.cfecgc-orange.org\/2022091512184\/participation-interessement-et-actionnariat\/lettre-de-l-epargne-et-de-l-actionnariat-salaries-3-2022-3-nouveaux-accords-pour-l-epargne-salariale.html\" data-type=\"URL\" data-id=\"https:\/\/www.cfecgc-orange.org\/2022091512184\/participation-interessement-et-actionnariat\/lettre-de-l-epargne-et-de-l-actionnariat-salaries-3-2022-3-nouveaux-accords-pour-l-epargne-salariale.html\">devient un PER COL \u00ab\u00a0Loi Pacte\u00a0\u00bb le 2\/11\/2022<\/a> (visible dans votre espace personnel \u00e0 partir du 3\/11).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pour tout savoir sur la fiscalit\u00e9 du PER COL : <a href=\"https:\/\/www.amundi-ee.com\/epargnant\/Pages\/Un-nouvel-avantage-fiscal-pour-votre-Epargne-Retraite\" data-type=\"URL\" data-id=\"https:\/\/www.amundi-ee.com\/epargnant\/Pages\/Un-nouvel-avantage-fiscal-pour-votre-Epargne-Retraite\">fiche pratique d&rsquo;Amundi.<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En ce qui concerne la d\u00e9duction des versements volontaires de vos imp\u00f4ts sur le revenu, <strong>attention <\/strong>: <\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>au plafond annuel de d\u00e9ductibilit\u00e9 d\u00e9termin\u00e9 par l&rsquo;administration fiscale, <\/li><li>\u00e0 l&rsquo;\u00e9volution de votre taux marginal d&rsquo;imposition (tranche de revenu la plus \u00e9lev\u00e9e sur laquelle vous \u00eates impos\u00e9) : pour les plus hauts revenus, la baisse de ce taux marginal une fois \u00e0 la retraite n&rsquo;est pas certaine, et les bar\u00e8mes peuvent \u00e9voluer dans le temps. Or, les versements volontaires d\u00e9duits de votre imp\u00f4t sur le revenu seront assujettis au bar\u00e8me de l&rsquo;imp\u00f4t progressif au moment du d\u00e9blocage de votre \u00e9pargne. Il faut donc avant tout consid\u00e9rer si cette d\u00e9duction \u00e0 l&rsquo;entr\u00e9e vous permet de faire fructifier plus d&rsquo;argent pendant la p\u00e9riode de blocage pour \u00e9valuer en amont l&rsquo;int\u00e9r\u00eat de l&rsquo;op\u00e9ration pour vous.<\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Le PERCo d&rsquo;Orange devient un PER COL \u00ab\u00a0Loi Pacte\u00a0\u00bb le 2\/11\/2022 (visible dans votre espace personnel \u00e0 partir du 3\/11). Pour tout savoir sur la fiscalit\u00e9 du PER COL : fiche pratique d&rsquo;Amundi. En ce qui concerne la d\u00e9duction des versements volontaires de vos imp\u00f4ts sur le revenu, attention : au plafond annuel de d\u00e9ductibilit\u00e9 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[28],"tags":[47,81],"class_list":["post-3601","post","type-post","status-publish","format-standard","hentry","category-en-pratique","tag-fiscalite","tag-percol"],"_links":{"self":[{"href":"https:\/\/www.adeas.org\/index.php\/wp-json\/wp\/v2\/posts\/3601","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.adeas.org\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.adeas.org\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.adeas.org\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.adeas.org\/index.php\/wp-json\/wp\/v2\/comments?post=3601"}],"version-history":[{"count":5,"href":"https:\/\/www.adeas.org\/index.php\/wp-json\/wp\/v2\/posts\/3601\/revisions"}],"predecessor-version":[{"id":3625,"href":"https:\/\/www.adeas.org\/index.php\/wp-json\/wp\/v2\/posts\/3601\/revisions\/3625"}],"wp:attachment":[{"href":"https:\/\/www.adeas.org\/index.php\/wp-json\/wp\/v2\/media?parent=3601"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.adeas.org\/index.php\/wp-json\/wp\/v2\/categories?post=3601"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.adeas.org\/index.php\/wp-json\/wp\/v2\/tags?post=3601"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}